• Home
  • Learning Center

programs

Loan Programs

We pride ourselves on our professionalism, personal service, competitive rates, fast and easy approval and custom-tailored loans.

Conventional:

Conventional

Conventional:

Conventional loans are typically most advantageous for those borrowers with better credit. Down payment requirements can be as little as 3%-5% on qualifying and up to as much as you'd like. 20% down allows you to forego mortgage insurance. Which is right for you? Let us walk you through your options.

FHA

FHA

FHA:

FHA loans offer low down payments (3.5%) great interest rates and forgiving credit terms on both purchases and refinances. Call us today to find out if this program is right for you.

VA

VA

VA

Eligible Veterans and Surviving spouses. VA loans do not require monthly mortgage insurance or a down payment. Those features matched with competitive interest rates creates the best possible affordability experience for our VA borrowers.
Read More

USDA

USDA

USDA

Buyers within the area median income and homes in eligible rural/suburban areas. USDA loans to not require a down payment and have reasonable fees as well as forgiving credit terms. This is an excellent loan for qualifying first time and repeat home buyers.

1st Time Homebuyer
Options

1st Time Homebuyer Options

1st Time Homebuyer
Options

Major Mortgage has many options for first time homebuyers. We participate in Colorado, Wyoming and South Dakota bond programs, USDA, FHA and Home Possible loans. Call one of our professionals to discover which program is right for you.

Manufactured
Homes

Manufactured Homes

Manufactured
Homes

Doublewide on a foundation? No problem. We are experts in Manufactured Home Financing. When most companies are turning away borrowers who want to purchase this construction type, we are here! Don't hesitate- call one of our knowledgeable professionals to find out how we can help you purchase or refinance your manufactured home.

The Loan Process

The Loan Process

The Loan Process

Over the years, home lending has changed significantly and even repeat homebuyers find the process is different from the last time they purchased a home. Here at Major Mortgage, we are committed to giving you best experience and service you can get when it comes to your home loan. It is our goal to make this process as simple as possible. Major Mortgage really does Mean Major Service!

Items we may need
during the processing
of your loan

Items we may need during the processing of your loan

Items we may need during the processing of your loan

Copy of Driver's License and Social Security Card

Copies of two most recent pay stubs that reflect your year to date income
Read More

The Home
Buying Process

The Home Buying Process

The Home Buying Process

Pre-Qualification: We will check your credit history, review income and assets and any other available to determine how much a payment you can afford.

Go Shopping: If you aren't currently working with a realtor and would like to,
Read More