970.241.6100 info@majormtg.com

About Brad Flanagan

The Mortgage Road Map

Mortgage Calculator

Documents You Need To Start

Contact Brad

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About Brad Flanagan

I live in Omaha, Nebraska. My wife Jamie and I enjoy investing in real estate together. I enjoy every moment I get with my two kids, James & Hannah. I am a U.S. Army Combat Veteran and used to be a professional motorcycle stunt rider. I still enjoy riding my motorcycle, as well as mountain biking, skiing, and snowboarding. My vision is to be the most comprehensive financial/real estate consultant with a very high level of concern and understanding of my clients’ needs and wants.

Brad’s Qualifications

I entered the Banking industry in 2005. I love consulting with homeowners and buyers of real estate regarding the financing to acquire a home or real estate investment. I spent many years working with consumers to establish homeownership, advise on debt, and educate regarding credit, budgets, and income. Over the years I came to specialize in working with self-employed professionals, which expanded my knowledge of tax analysis and operating a business. I spent many of the early years getting comfortable in the banking industry and understanding real estate.

Brad’s Areas Of Expertise

I have dedicated the past 10 years of my life to being a student of finance. After helping hundreds of families and individuals with a significant transaction, I grew into a team and have some of the most talented people who help guide our clients through the process. I came to realize that my passion was for people and relationships. When given the opportunity to partner with clients for life through real estate we take a bird-eye view approach and look at all opportunities to meet financial and lifestyle needs.

The Brad Flanagan Team

Omaha, Nebraska

Brad Flanagan | Mortgage Loan Officer | Major Mortgage | Omaha, NE

Brad Flanagan

Regional Manager

NMLS # 202074
Direct: 402.541.7023

bflanagan@majormtg.com
Joeleen Jones | Omaha, Nebraska Mortgage Loan Officer | Brad Flanagan Team | Major Mortgage

Joeleen Jones

Loan Coordinator

Direct: 402-515-8609

jjones@majormtg.com
Terri Kellogg | Omaha, Nebraska Mortgage Loan Officer | Brad Flanagan Team | Major Mortgage

Terri Kellogg

Loan Processor

Direct: 712.310.6444
Fax: 866.249.7049

tkellogg@majormtg.com
Kaitlin Kelly | Omaha, Nebraska Mortgage Loan Officer | Brad Flanagan Team | Major Mortgage

Kaitlin Kelly

Setup Coordinator

Direct:402.680.9883

kkelly@majormtg.com

Roadmap To Your New Home Loan

Step One: Pre-Qualification

We will have you fill out an application on our website. This will allow us to pull credit. We will also collect income and asset documentation to make sure you have a solid pre-qualification. Once you are pre-qualified, we can give you an idea of the price range of house you can afford, so that you can start house shopping!

Step Two: House Shopping

Once you have been pre-qualified, you can contact your agent or realtor and start shopping for houses you like in the range you can afford. Once you find a house you want, you will make an offer and we will begin the process of setting up your loan.

Step Three: Setup and Processing

Once your loan moves to processing we will be updating and verifying all of the information you provided to us at pre-qualification. We will also order and appraisal, title work and insurance for your property. Keep an eye out for communications from us so that you can help us make the process faster. Processing will analyze your situation and prepare your loan for Underwriting.

Step Four: Underwriting

Once your loan has made it through processing it will move to our Underwriting Department. Underwriting will review your loan and all documentation to verify that it meets all guidelines and make sure everything is in the clear for closing.

Step Five: Closing

You will receive closing instructions with the day, time, and location of your closing. You will also receive a Closing Disclosure 3 days before you loan closing date that you will need to sign so keep a look out for it.

Step Six: You’re A Homeowner!

Congratulations! You’re A New Homeowner!

Mortgage Calculator

Documents You’ll Need To Get Started

30 Days Most Recent Pay Stubs

We use this to make sure we have an accurate income calculation upfront and to speed up your approval process.

Driver’s License and Social Security Card

Required for all loans as part of the patriot act.

Copy Of Mortgage Statement For All Properties Owned

We need these for all properties you own so that we know which loans go with which properties.

Previous 2 Years W-2s or 1099s

We use this to make sure we have an accurate income calculation upfront and to speed up your approval process.

Homeowner’s Insurance Agent Name and Phone Number

Please provide us with the name and phone number for your agent.  We can give referrals if needed.

Copy Of Most Recent Two Years Tax Returns

If you’re self-employed, have rental property, or certain types of dividend, or retirement income we may have to ask you for a copy of your tax returns.  This would also include business tax returns for self-employed borrowers.

    

Office: 402.541.7023
Mobile: 402.541.7023
Email: brad@majormtg.com

15808 West Dodge Road, Suite 200
Omaha, NE 68118

Contact Brad Flanagan

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